A Protected Tomorrow Starts Today

Insurance solutions designed exclusively for Teamsters

Safeguard Your Future

The need for long-term care can arise at any time and your family deserves the best protection. Our premium benefits include long-term care, short-term care, and life insurance plans—all designed to help safeguard financial security and peace of mind.

These comprehensive plans help you stay prepared for life’s unexpected challenges and protect the future you’ve worked hard to build.

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Discover the Plan That's Right for You

Insurance protection secured through trusted carriers— negotiated on your behalf

Guaranteed Issue Whole Life Insurance with Long-Term Care Benefits

A Guaranteed Acceptance Whole Life Insurance plan, approved by the IBT's General Executive Board, offers Teamsters members and their spouses/partners life insurance with long-term care benefits. It provides a guaranteed death benefit and an additional living benefit for long-term care needs, ensuring financial support during critical times.

Traditional Long-Term Care

Long-term care insurance covers extended care needs in various settings like home care, nursing homes, and assisted living facilities. It offers higher benefits, with options for couples to share coverage and add inflation protection. Eligibility is determined through a health assessment.

Short-Term Care Insurance

Short-term care insurance provides coverage for nursing homes or in-home care for a specified period of time, and is an alternative to long-term care insurance. Coverage is available for members ages 40-89 and helps address out-of-pocket care costs.

Advantages for Members & Families

Tailored benefits you can trust— only for Teamsters

Guaranteed Issue

Specific plans and coverages available with no medical exams for members who are actively at work, regardless of health status

Exclusive Opportunity

Benefits designed for members and their families made possible through trusted partnerships with leading carriers

Easy Enrollment

Selecting the right coverage is simple with our convenient enrollment process, designed to save time and eliminate confusion

Personalized Coverage

Plans to protect you, your spouse, domestic partner, or children provide peace of mind and financial security

Want to learn more?

Our licensed consultants can help

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Cost Calculators

Estimate future care costs to help plan for your financial future

Cost of Average Daily Care Calculator

The Federal LTC Insurance Program reports the average daily cost of care is $199 per day. Estimate and compare average daily care costs for nursing homes, home health care, and assisted living facilities anywhere in the country.

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Future Cost of Long-Term Care Calculator

According to the Administration for Community Living, a 65-year-old has a 70% chance of needing long-term care. Use our long-term care calculator below to estimate how much money you’ll need to cover care costs.